I was looking online on ways to lower my car insurance rates when I came across a site that provided me with a good bit of information about car insurance. I devoured everything on the website about how to save money, but one thing really struck out at me. As part of my policy, I have roadside assistance. I don't pay that much for it, and I have always been thankful I've had it. I had to use it twice in the last year, so I thought I was getting my money's worth out of it.
While that is true, I read that it can come back and bite me in the future. Every time that I have used the roadside assistance, it was counted against me as a claim. Even though neither time was because of anything I had done myself, it would still look like a claim had been filed if I wanted to get insurance from another company in the future. They will see that I have two claims, and that can actually raise my premiums with them. I didn't think this was fair at all, especially since it had never been explained to me this way before.
I decided to use another company for my roadside assistance, because I do travel a lot and I didn't want to be without help should I need it. That took a few dollars off of my auto insurance premium, but it saved me future dollars too since I won't have any claims showing should I blow another tire while driving or run out of gas in the middle of nowhere. I read other things on this site too, and it helped save me even more money on my premiums. I am definitely okay with keeping more of my own money instead of giving it to an insurance company. Keep Up Studying